$7.00$ — "seven o'clock" (или $7:00$ AM)
$7.10$ — "ten past seven" (или "seven ten", $7:10$ AM)
$7.15$ — "quarter past seven" (или "seven fifteen", $7:15$ AM)
$7.20$ — "twenty past seven" (или "seven twenty", $7:20$ AM)
$7.30$ — "half past seven" (или "seven thirty", $7:30$ AM)
$13.15$ — "one fifteen PM" (или "quarter past one", $1:15$ PM)
$13.20$ — "one twenty PM" (или "twenty past one", $1:20$ PM)
$14.00$ — "two o'clock PM" (или $2:00$ PM)
$16.00$ — "four o'clock PM" (или $4:00$ PM)
$16.45$ — "quarter to five PM" (или "four forty-five", $4:45$ PM)
$17.15$ — "quarter past five PM" (или "five fifteen", $5:15$ PM)
$21.30$ — "nine thirty PM" (или "half past nine", $9:30$ PM)