Вот варианты по‑английски (цифровой и разговорный):
$3:45$ — "three forty-five", "quarter to four"
$5:17$ — "five seventeen", "seventeen past five"
$6:25$ — "six twenty-five", "twenty-five past six"
$8:30$ — "eight thirty", "half past eight"
$10:12$ — "ten twelve", "twelve past ten"
$1:40$ — "one forty", "twenty to two"
$9:38$ — "nine thirty-eight", "twenty-two to ten"
$5:45$ — "five forty-five", "quarter to six"
$2:20$ — "two twenty", "twenty past two"
$3:55$ — "three fifty-five", "five to four"
$7:43$ — "seven forty-three", "seventeen to eight"