12:00 - noon
9:20 - nine twenty (or twenty past nine)
16:15 - four fifteen (or fifteen past four)
8:45 - eight forty-five (or forty-five past eight)
13:05 - one oh five (or five past one)
14:50 - two fifty (or ten to three)
18:00 - six o'clock (or six in the evening)
9:35 - nine thirty-five (or twenty-five to ten)